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  • Book an Appointments
  • Purchase
    • home buyers
    • For Self Employed
    • For Immigrant home buyers
    • Buying for Investment
  • Refinance
    • Renewal
    • Refinance
    • HELOC
    • Debt Consolidation
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Immigrant home buyers

 where we understand the significance of owning a home as an immigrant in a new country. Congratulations on taking this exciting step towards homeownership! We are dedicated to helping immigrants like you achieve the dream of owning a home in your adopted country.


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Things to Consider

  •  As an immigrant, building credit history in a new country can be challenging. We’ll work with you to understand your financial background and explore mortgage options that suit your current situation, including those that consider international credit history or alternative documentation.


  • Understanding the mortgage process in your new country is crucial. Our team will walk you through the requirements, explain different mortgage types, and help you choose the best option based on your financial goals and plans for the future.


  • We know that buying a home is a significant financial decision. Our experts will help you evaluate your budget, down payment options, and affordability to ensure you make a well-informed choice that aligns with your financial capacity.

Navigating the Home Buying Process

 As an immigrant homebuyer, you may have specific questions about the real estate market and cultural differences in homeownership. Our team is here to provide personalized guidance and address any concerns you may have throughout the process.


From the initial property search to the final closing, we’ll stand by your side and advocate for your interests. We’ll help you navigate negotiations, home inspections, and legal processes, ensuring a smooth and successful home purchase.


At Shelto, we take pride in helping immigrants achieve their homeownership goals. We’re committed to providing tailored solutions and expert guidance to make your transition to homeownership in a new country seamless and fulfilling.


The dream of owning a home in your adopted country is within reach. Let us be your partner in making this dream a reality. Together, we’ll create a pathway to a bright and secure future through homeownership.

Frequently Asked Questions

Please reach us at princeston@shelto.ca if you cannot find an answer to your question.

Although a Canadian credit history can be advantageous, certain lenders may consider international credit reports or alternative credit references from the applicant's home country 


The down payment requirement for immigrants closely mirrors that of Canadian citizens, typically starting at 5% of the home's purchase price for insured mortgages. Nevertheless, larger down payments can enhance mortgage terms and overall affordability 


While your immigrant status alone may not directly influence the interest rate, other factors such as your credit score, down payment, and the type of mortgage can play a significant role. we're dedicated to negotiating the most favorable rate for you, considering all relevant factors to ensure the best possible outcome. 


The documentation required may encompass proof of immigration status, employment verification, bank statements, and credit history from your home country 


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  • Book an Appointments
  • home buyers
  • For Self Employed
  • For Immigrant home buyers
  • Buying for Investment
  • Renewal
  • Refinance
  • HELOC
  • Debt Consolidation
  • Calculator

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